{"id":14628,"date":"2025-08-15T13:29:02","date_gmt":"2025-08-15T18:29:02","guid":{"rendered":"https:\/\/fondexpress.co\/?page_id=14628"},"modified":"2025-12-29T15:23:55","modified_gmt":"2025-12-29T20:23:55","slug":"credito-ordinario-o-de-libre-inversion","status":"publish","type":"page","link":"https:\/\/fondexpress.co\/?page_id=14628","title":{"rendered":"Cr\u00e9dito Ordinario o de Libre Inversi\u00f3n"},"content":{"rendered":"<style>\/*! elementor - v3.9.0 - 06-12-2022 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}<\/style>\n<style>\/*! elementor - v3.9.0 - 06-12-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style>\n<h1>Cr\u00e9dito Ordinario o Libre Inversi\u00f3n<\/h1>\n<style>\/*! elementor - v3.9.0 - 06-12-2022 *\/\n.elementor-widget-image-carousel .swiper-container{position:static}.elementor-widget-image-carousel .swiper-container .swiper-slide figure{line-height:inherit}.elementor-widget-image-carousel .swiper-slide{text-align:center}.elementor-image-carousel-wrapper:not(.swiper-container-initialized) .swiper-slide{max-width:calc(100% \/ var(--e-image-carousel-slides-to-show, 3))}<\/style>\n<figure><img decoding=\"async\" src=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/vista-frontal-de-la-mujer-con-mochila-y-sombrero-sosteniendo-termo-mientras-viaja-scaled.jpg\" alt=\"vista-frontal-de-la-mujer-con-mochila-y-sombrero-sosteniendo-termo-mientras-viaja\" \/><\/figure>\n<figure><img decoding=\"async\" src=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/primer-plano-de-un-agente-de-bienes-raices-dando-un-par-de-llaves-de-su-nuevo-hogar-scaled.jpg\" alt=\"Close-up of a real estate agent giving to a couple keys of their new home.\" \/><\/figure>\n<figure><img decoding=\"async\" src=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/dos-hermosas-mujeres-de-compras-en-la-ciudad-scaled.jpg\" alt=\"Two beautiful women shopping in town\" \/><\/figure>\n<figure><img decoding=\"async\" src=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/viajeros-con-mochilas-posa-cerca-del-aeropuerto-moderno-scaled.jpg\" alt=\"Travelers with backpacks poses near modern airport. Happy blonde woman in plaid shirt, sunglasses holds passport, brunette man in white tee smiles.\" \/><\/figure>\n<figure><img decoding=\"async\" src=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/estudiantes-de-alto-angulo-que-estudian-juntos-scaled.jpg\" alt=\"estudiantes-de-alto-angulo-que-estudian-juntos\" \/><\/figure>\n<figure><img decoding=\"async\" src=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/pareja-sonriente-firma-contrato-para-casa-nueva-scaled.jpg\" alt=\"pareja-sonriente-firma-contrato-para-casa-nueva\" \/><\/figure>\n<figure><img decoding=\"async\" src=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/feliz-mujer-sonriente-en-camisa-rosa-en-el-sofa-en-casa-entre-coloridas-bolsas-de-la-compra-con-tarjeta-de-credito-pagando-en-linea-en-la-computadora-portatil-scaled.jpg\" alt=\"happy smiling woman in pink shirt on sofa at home among colorful shopping bags holding credit card paying online on laptop on sale discount from home social distancing self isolation\" \/><\/figure>\n<figure><img decoding=\"async\" src=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/alto-angulo-de-compras-pareja-con-tableta-scaled.jpg\" alt=\"alto-angulo-de-compras-pareja-con-tableta\" \/><\/figure>\n<p>Este cr\u00e9dito ha sido dise\u00f1ado para brindar a los asociados la libertad de utilizar los recursos en cualquier tipo de necesidad personal o familiar, sin estar sujeto a un fin espec\u00edfico. De esta manera, el asociado podr\u00e1 destinarlo a gastos de consumo, proyectos, compras, pago de obligaciones o cualquier otro prop\u00f3sito que considere importante, contando con la flexibilidad de decidir c\u00f3mo y cu\u00e1ndo emplear el dinero de acuerdo con sus prioridades.<\/p>\n<style>\/*! elementor - v3.9.0 - 06-12-2022 *\/\n.elementor-toggle{text-align:left}.elementor-toggle .elementor-tab-title{font-weight:700;line-height:1;margin:0;padding:15px;border-bottom:1px solid #d4d4d4;cursor:pointer;outline:none}.elementor-toggle .elementor-tab-title .elementor-toggle-icon{display:inline-block;width:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon svg{-webkit-margin-start:-5px;margin-inline-start:-5px;width:1em;height:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-right{float:right;text-align:right}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-left{float:left;text-align:left}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-closed{display:block}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-opened{display:none}.elementor-toggle .elementor-tab-title.elementor-active{border-bottom:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-closed{display:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-opened{display:block}.elementor-toggle .elementor-tab-content{padding:15px;border-bottom:1px solid #d4d4d4;display:none}@media (max-width:767px){.elementor-toggle .elementor-tab-title{padding:12px}.elementor-toggle .elementor-tab-content{padding:12px 10px}}.e-con-inner>.elementor-widget-toggle,.e-con>.elementor-widget-toggle{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\">Condiciones Generales<\/a><\/p>\n<p>Ser asociado h\u00e1bil, estar al d\u00eda con las obligaciones, tener capacidad de pago y presentar la documentaci\u00f3n completa. El cr\u00e9dito se otorga seg\u00fan disponibilidad, con pago por libranza y previa consulta a centrales de riesgo.<\/p>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\">Requisitos<\/a><\/p>\n<ul>\n<li>Se calcula con el 200% de los aportes, ahorros (obligatorios y voluntarios) e intereses, el 200% del salario b\u00e1sico, el 50% del promedio de bonificaciones recientes, y el valor de CDAT, cesant\u00edas y primas pignoradas, seg\u00fan aprobaci\u00f3n.<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\">\u00bfComo Solicitarlo?<\/a><\/p>\n<ul>\n<li>Cr\u00e9dito Web, descarga el Instructivo \ud83d\udc49 <a style=\"color: #3366ff;\" href=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/SOLICITUD-DE-CREDITO-PASO-A-PASO.pdf\">SOLICITUD DE CR\u00c9DITO &#8211; PASO A PASO<\/a><\/li>\n<li>Ac\u00e9rcate a el punto de atenci\u00f3n m\u00e1s cercano \ud83d\udc49 <a style=\"color: #3366ff;\" href=\"https:\/\/fondexpress.co\/wp-content\/uploads\/2025\/08\/HORARIO-DE-ATENCION.pdf\">HORARIO DE ATENCI\u00d3N<\/a><\/li>\n<\/ul>\n<p>\t\t\t<a href=\"https:\/\/fondexpress.co\/?page_id=11286\" role=\"button\"><br \/>\n\t\t\t\t\t\tAtr\u00e1s<br \/>\n\t\t\t\t\t<\/a><br \/>\n\t\t\t<a href=\"https:\/\/servicios3.selsacloud.com\/linix\/v6\/830122776\/loginAsociado.php?nit=830122776\" role=\"button\"><br \/>\n\t\t\t\t\t\tSolic\u00edtalo<br \/>\n\t\t\t\t\t<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cr\u00e9dito Ordinario o Libre Inversi\u00f3n Este cr\u00e9dito ha sido dise\u00f1ado para brindar a los asociados la libertad de utilizar los recursos en cualquier tipo de necesidad personal o familiar, sin [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-14628","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fondexpress.co\/index.php?rest_route=\/wp\/v2\/pages\/14628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fondexpress.co\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fondexpress.co\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fondexpress.co\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fondexpress.co\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14628"}],"version-history":[{"count":8,"href":"https:\/\/fondexpress.co\/index.php?rest_route=\/wp\/v2\/pages\/14628\/revisions"}],"predecessor-version":[{"id":14648,"href":"https:\/\/fondexpress.co\/index.php?rest_route=\/wp\/v2\/pages\/14628\/revisions\/14648"}],"wp:attachment":[{"href":"https:\/\/fondexpress.co\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}